On 21st July Sainsburys cut it rates for personal loans to 6.1% APR typical for loans above £10,000 applied for via telephone. This rate is on offer until 9th October 2006. The rate matches their existing rate for online applications. Also customers can opt for a 3 month repayment holiday when the loan starts. Sainsburys promises to give instant decisions and to transfer the money directly into customers accounts if approved. This rate is not the lowest however with some lenders currently offering rates as low as 5.7% APR typical - so shop around!
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